eNewsletter for Mike Love and Associates

If You Are Buying a Car, Beware of Auto Dealer Fraud

Mortgage fraud is only one of many ways scammers target vulnerable consumers. Car dealerships also take advantage of those in desperate situations with fraudulent tactics. Salespeople will target folks with poor credit, the disabled, the elderly and those with a poor grasp of consumer protection laws. Here is how you can spot these auto dealer fraud scams and avoid being ripped off. The Top Five Auto Dealer Fraud Scams to Avoid Bait and switch rebates: Car dealership scams will sometimes offer numerous rebates to attract potential buyers to their lots. In reality, this is deceptive advertising because the dealership knows that most of the people who show up will not be able to use these rebates. For example, a vehicle will be advertised at a reduced price of $25,000. What the salesman does not say, is that the rebate is only for members of the military. Without the rebate, the…
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Dangerous Dogs: Can Owners Be Held Accountable for Bites?

Dog bites are relatively common injuries that should always be taken seriously. According to the Centers for Disease Control, there are 4.5 million dog bites each year in the United States. About one in five of these bites will cause infections. Why do dogs bite innocent people? In many cases, dogs bite because they have negligent owners. Owners may allow dogs to wander around without leashes or treat them in ways that lead to hostile behaviors. For these reasons, if you have been bitten by a dog, you may have legal options. Under Texas law, there are scenarios where people injured by dog bites can hold owners accountable. In Marshall v. Ranne, the Texas Supreme Court established criteria for civil litigation involving animal bites. Some call the criteria used by the court in this case the ‘one bite rule’. What are these criteria? Dogs must have a history of aggressive behavior….
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Why Drunk Driving Accidents Are Preventable Tragedies

The Centers for Disease Control (CDC) estimates that 28 people die from drunk driving accidents in the US every day. This means that someone dies from drunk driving every 53 minutes. For those that survive these accidents, their lives can be ruined. It is a proven fact that alcohol can impair the ability to drive. According to the CDC, drivers with a blood alcohol concentration (BAC) of .08 percent (which is considered legally drunk) experience impaired concentration, short-term memory loss, lack of speed control, reduced information processing capabilities and poor muscle coordination. Drivers with a BAC of .15 percent (about seven alcoholic drinks) can experience a major loss of balance, extremely poor muscle control and vomiting. Your BAC can be affected by several different factors, such as your age, gender, weight, metabolism, rate of consumption and drink of choice. In other words, it is very difficult to know how many…
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The Costs of Motorcycle Accidents

Motorcycles are a fun form of recreation and an efficient method of transportation. A motorcycle can provide a relaxing scenic ride, and not much parking room is required. They are also extremely fast and sometimes difficult for vehicle drivers to see. When there is a collision, the motorcycle and its rider usually end up in the worst condition. Physical injuries may be long term and costly. There will also be expensive motorcycle repairs and lost time from work. When motorcycle accidents occur, an experienced Lufkin injury lawyer can assess your legal claims and provide aggressive representation. Physical Injuries and Repair Bills Careless riders, poor road conditions or vehicle drivers who fail to watch for motorcycles can cause motorcycle accidents. Motorcycles can sneak into a car’s blind spot because it can be hard for vehicle drivers to hear an approaching motorcycle. Even protective gear such as a helmet, gloves and a…
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