Injured on the Job?
Texas Work Injury Lawyer for On-the-Job Accidents
An on-the-job injury can tear your life apart in several ways. All of a sudden, you go from making enough money to support yourself and your family to losing your income, because you are no longer able to work. If that was not bad enough, it comes at a time when you may be facing the fight of your life as you adjust to living with a debilitating workplace injury, such as broken bones, back injury, spinal cord injury, or traumatic brain injury (TBI).
In addition to your whole life being turned upside down due to the loss of your income and coming to terms with your physical or psychological impairment, your medical bills may be more than you can afford. As a result, you could miss out on the medical treatment you need, fall into debt or both.
Work injury lawyer Mike Love has been standing between on-the-job injury victims and the brink of disaster for many years. Workers’ compensation is not guaranteed to be available to on-the-job injury victims or their families, and if it is provided, it may not be enough to cover their needs. This is especially true in Texas, where many employers are not required to carry workers’ comp insurance. These types of employers are known in Texas as nonsubscribers. When employees of Texas nonsubscribers are injured at work, they often must pursue other legal avenues to secure the help they and their families need following the injury.
My Employer Is a Non-Subscriber. What Can I Do If I’m Injured on the Job?
In Texas, the law allows employers the option to not carry workers’ compensation insurance. Employees involved in on-the-job accidents who work for companies that do not subscribe to workers’ comp insurance do have other options available to secure the help they and their families need following their injury.
One option for work injury victims is to file a personal injury lawsuit against an employer who is a Texas nonsubscriber. In some cases, pursuing a personal injury claim against an employer is a better option than workers’ compensation benefits would have proven to be. Another option for injured workers is to pursue a personal injury lawsuit against a third party, such as a contractor, subcontractor or equipment manufacturer, whose negligence led to their injury. This is known as a third party claim.
Common Third Party Claim Lawsuits
When a worker is injured or killed on the job and the responsible party is not his or her employer or a coworker but instead a third party, then the injured worker or the surviving relatives may be able to file a third party claim. This is true even if the employer offers workers’ comp insurance. Examples of third party claims include:
- Construction Accidents – In many cases, construction sites are the workplace for not just the construction company’s employees, but contractors and subcontractors as well. Therefore, if a contractor or subcontractor causes a construction company employee’s injury, then the employee may be able to file a third party injury claim against the contractor or subcontractor.
- Car Accidents – This type of third party claim involves an employee who is driving as a part of their job duties when he or she is the victim of an auto accident caused by someone else’s negligence.
- Slip and Fall Accident– You may be able to pursue a third party claim if you were injured in a slip and fall accident while working on someone else’s property due to their negligence.
Find an Experienced Work Injury Lawyer in Texas
The work injury attorneys at Mike Love & Associates, LLC can help victims of on the job accidents with a Texas nonsubscriber or third party claim. We handle cases throughout Texas. Call us or fill out our online contact form to set up a free confidential consultation with an experienced work injury lawyer today.